For advocates and professional communities

Wealth. Discipline.
Legacy.

Africa's premier legal-fintech wealth and investment-club platform. Contribute, borrow, guarantee and grow with your peers — backed by transparent governance, automated M-Pesa reconciliation and real-time reporting.

Members
240+
Fund value
KES 128M
Return YTD
+12.4%
Wakili CapitalLive portfolio

Member portfolio

KES 1,842,500

+ KES 214,300 this year

Shares

KES 640,000

Loan balance

KES 82,500

Dividend

KES 46,200

Guaranteed

KES 320,000

Governance built in

Chairperson, Treasurer, Secretary and Auditor roles with a live approval queue and audit log on every state change.

Real-time capital view

Contributions, loans, investments and dividends flow into one live dashboard, with tabular KES figures throughout.

Member-first mobile

A calm, native-feeling app for members to contribute, apply for loans and track statements from anywhere.

The operating system

One platform for every part of your fund.

Replace spreadsheets, WhatsApp reconciliations and manual admin with a single, auditable system built for professional member organisations.

52-Week Challenge

Structured weekly savings groups with targets, live progress tracking and auto-provisioned payment slots.

Contributions & M-Pesa

Sandbox-ready STK push, C2B and bank imports with an intelligent reconciliation inbox for unmatched payments.

Secured Lending

Guarantor-backed loan applications with policy-driven limits, staged approvals and automatic repayment matching.

Investment Portfolio

Track T-Bills, MMFs and property holdings with expected returns, maturities and net-asset-value roll-ups.

Governance & Voting

Approval queue for loans, policy motions and membership ratifications — every decision hashed to the audit log.

Accounting & Reports

Ledger-grade reporting with dividend declarations, member statements and CSV exports for auditors.

How it works

Three steps to a fully digital fund.

Onboard members, automate payments, and let governance run on rails. Wakili Capital replaces manual admin with an auditable workflow — from first contribution to declared dividend.

  1. 01

    Onboard & verify

    Digital KYC, role assignment, beneficiaries and a member portfolio provisioned on day one.

  2. 02

    Contribute & automate

    Members pay via M-Pesa or bank. Payments reconcile to shares, challenge weeks and loan repayments automatically.

  3. 03

    Govern & grow

    Committees approve loans, declare dividends and manage investments — with every action written to the audit log.

Trust by design

Enterprise-grade security. Advocate-grade discretion.

Every state change — a contribution, an approval, a disbursement — is written to an immutable audit trail. Role-based access control, row-level security and encrypted secrets keep member data private.

  • Row-level security on every table
  • Signed M-Pesa webhook verification
  • Immutable audit log on all writes
  • Role-scoped governance actions
  • Encrypted secrets & tokens
  • Real-time reconciliation inbox

Compliance-ready

Aligned to Kenyan data-protection principles

Data residencyAfrican cloud regions
Access modelRBAC + row-level security
AuditFull history on every entity
Payment railsM-Pesa STK, C2B, bank import

Ready to run your fund with clarity?

Join the community of professional members building generational wealth on Wakili Capital.